Loan Products
Loan Purpose
Whether you're embarking on the journey of purchasing your dream home, investing in property, refinancing an existing loan for better terms, or securing funding for a home remodel, Rockbrook Mortgage Inc. is here to support you every step of the way. Our extensive portfolio of loan options ensures we have just the right solution to cater to your specific needs.
Conventional Loans
Ideal for borrowers with strong credit, conventional loans offer a variety of terms and competitive rates to fit your needs.
FHA Loans
With more lenient credit requirements and lower down payment options, FHA loans are a great choice for first-time homebuyers or those with less-than-perfect credit.
VA Loans
Dedicated to serving veterans and their families, VA loans offer favorable terms and conditions to those who have served our country.
Jumbo, Non-QM Loans
Every borrower's situation is unique, which is why we offer a diverse range of loan products to fit your specific needs. Our Jumbo loans are perfect for those looking to finance luxury properties or homes in high-cost areas, allowing you to borrow amounts greater than conventional loan limits. For those with non-traditional income sources or who don't fit the typical lending criteria, our Non-QM loans offer flexible qualification guidelines to help you secure financing.
Home Equity Loans
A closed-end second lien (Home Equity Loan) allows homeowners to borrow against their home's equity without refinancing their existing mortgage (first lien). This can be beneficial for things like home renovation projects, additions, and debit consolidation. These loans will have their own separate amortization schedule interest rate and payment, typically with a shorter term.
We have programs and tailored solutions for your home financing needs.
Rates
The right way.
At Rockbrook Mortgage Inc., we go the extra mile, sifting through the offerings of the nation’s premier lenders to bring you competitive rates and programs tailored to fit your unique circumstances and qualifications. It's wise to shop around for your rate, it's also crucial to ensure you're making accurate comparisons—like comparing apples to apples—with fully informed quotes. The details matter. Rates quoted online often assume you'll pay a certain amount of points to buy down your rate, a detail that might not be immediately apparent. This can lead to a bit of sticker shock when the full picture is revealed compared to the initial rates seen on lending websites.
To provide you with an accurate and comprehensive rate, lenders consider a multitude of factors specific to your financial situation. Let's start a conversation to demystify the process. Reach out, and let’s take the crucial first step towards getting you pre-qualified, with full transparency and no surprises.